Insurance, detailed work orders & contracts

So it's now September and we're still doing research on everything! There are so many choices out there it's getting a bit confusing. We liked some tiles at Home Depot - the only thing is they are more expensive than the other tile places (if you can believe it!) and they only sell by the case. We had hoped to purchase one tile to bring it home to check it out in the bathroom, however that was not possible. They don't make it very friendly. They suggested that we could buy a case, open it and then return it. Seemed like a pain....

Olympia Tile was amazing - they not only let us buy tile samples, but you get a full refund if you return it within 30 days. They had great customer service also. We noticed that the tiles picked up had sparkles in them when they were in the bathroom.

In terms of lighting, we are still searching for sconses. At Blue Mountain resort - they had the vertical sconses we liked but they did not generate too much light. Also, it appeared to be a side-by side lighting as opposed to a top down lighting. This is not helpful when applying make-up (for me) or shaving (for him). Anyways... the search continues.

We are getting our second quote from another contractor this Saturday morning. Hopefully, it will go better than contractor number 1 (who we have not heard from since). After watching several episodes of Holmes on Holmes we are scared that we may get scooped. Does anyone have information about a written contract or detailed work order? How much can you specify? Are you allowed to request a certain amount of time (3-4 weeks), especially if it's your ONLY bathroom? Can you ask that they clean up after themselves, and take off their shoes? What about garbage disposal? Booking elevators? Work times in condos? I believe it's 9am to 5pm. We also need to get a letter from our Board of Directors that we will have work done.

I'm in the process of getting condo insurance. It's funny that I've lived there for 5 years and never had it. My neighbour had a leakage issue - which has prompted me into getting the basic coverage. Does anyone have any suggestions on insurance??? Thanks!